ususally it is better, but not always. if you get a lower premium on one that makes up the difference or more in the discount and it gives you the same coverages, it would be better finacially to move the policy. Just be sure if you do, that you are going to as good if not better of a company and that you ARE getting the same coverages.

Preparing for Auto Transport: What you Need to Know

Preparing your vehicle for transportation

First let's look at the best way to prepare your vehicle for transportation. Firstly, your car must be roadworthy. This is because employees of the auto transport company have to drive it on and off the transporter. Plus, you should wash you car to allow for easy inspection for such things as scratches and dents.

Then make sure your car doesn't have any leaks. Cars are usually transported in batches on one large transporter. You will be responsible if any leakage of fluids from your car damages other cars on the same transport. By the same token, make sure your gas tank is less than a quarter full and other fluids such as break and suspension fluids have room for expansion.

Next, secure or remove any accessories your car may have. This includes such things as antennae and wide mirrors on the outside of your car and after-market CD players on the inside. Make sure your alarm is disabled along with any other devices that may drain the battery. Remove all personal possessions from your car as the transport company will not want to take responsibility for them. In fact, the Department of Transportation does not legally permit the transport of personal belongings in vehicles transported on auto carriers.

Bear in mind you may have to drive your car to a pick-up point agreed between you and the car transport company. This is because the transporter vehicles may be unable to access your neighborhood owing to their size.

Finally, don't forget to consider the climatic conditions. If you're moving to, say, Alaska, it would be wise to put anti-freeze into your car before shipping. Plus check your heating or air-conditioning systems. You can also request a covered transport to further protect your vehicle against the elements.

For international shipments, some other steps are needed. For one thing, you need to confirm your car meets the environmental standards of the destination country. You can get this information from the consulate of the country you're moving to along with details of any other restrictions that may apply. Your auto car services transport company can help you here. Note that international car transport regulations specify that cars be no taller than seven feet and have a minimum of four inches ground clearance.

Checking the Car Shipping Documents

So now that your car is ready for transport, let's look at the all-important question of paperwork.

The key document involved in car transport is the bill of lading. This outlines all the terms and conditions of the agreement between you and the auto car transport services company. A key component of the bill of lading is the condition report which documents the condition of your car at the time of handover. It will also contain such details as odometer readings.

As any future claims for damages will be made on the basis of the information in this report, you need to check it carefully before signing. Both you (or your designated representative) and a representative of the car transport company have to sign this both before and after loading. Generally, if your car is damaged you have two weeks in which to file a complaint.

For international auto transport, additional paperwork such as those required for customs formalities will be required. And make note you will need the original title of your car and a Bill of Sale when arranging international shipment.

Then there's the all-important matter of insurance. Ask for a copy of the car mover's insurance coverage. Your vehicle should be insured against damage and theft by your auto transport company. By law, carriers have to carry a minimum of $1,000,000 worth of public liability insurance as well as cargo coverage. And don't forget that your owner's insurance remains in effect throughout the transport of your car. If you're transporting you car by ocean container, it has to be professionally packed for the insurance to be valid.

When it comes to documentation, the golden rule is that you have to make sure you have everything, including the total cost involved, in black and white.

Providing you're well prepared and follow the above steps, there's no reason why you shouldn't enjoy a stress-free transportation of your car. But first make sure you find a reputable car transport services firm that offers a full service. A reputable car transport company will be happy to give you a free quote. Knowing that trained professionals are taking care of your precious car will give you peace of mind during this stressful time.

About the Author

Zack Edwards is president of Secure Auto Transport a full service car transport company, offering secure auto transport.

I just recently switched to Progressive and then someone hit the side of my van. They were wonderful. I never had to go out of my way to get it taken care of. They have a place to drop it off and they give you a rental car right there. They called once a day to update me on my van. It was really nice. We also had a claim that was my husbands fault and they were just as nice about that as they were about the one that wasn't our fault. Customer service is priceless. Some companies let that part of business fall through the cracks, but Progressive really focuses of Customer Service.

Understanding Auto Shipping Carriers

Ok so you have a vehicle that needs to be transported from one spot to another. The notion seems pretty straightforward but now you must find a carrier service to send your vehicle on its way. But, and a major but at that is; what is an auto shipping carrier? Here is your answer.

The carrier

Ok, in general an auto shipping service company transports your vehicle to your required destination. They can ship your vehicle across country or even internationally. They have online services and in person help. They allow the ability to ship you car, boat or motorcycle to any destination you need. There are vast numbers of carrier companies out there to fit your every accommodation. They offer shipping that carries cars, boats, motorcycles, heavy equipment; this includes industrial, construction and farming machinery, bulldozers, and cranes. Carrier companies also pick up and deliver RVs and SUVs.

Auto shipping carriers also have services to cater to every demographic such as corporate, dealer relocations, and other specialized services. The carriers have specific transportation for ATVs, antique classic and custom vehicles, also for race cars and yachts. It is important to always inquire about their information on these offerings; seeing as though these items are very special to you.

Carrier companies have a nice selection of traditions to transport your vehicle. Open and enclosed shipping services, freight, LTL, boating and flight shipping services are amongst the many offerings available to you and your auto travel. Once you make your choice, a move to start the quoting action is taken.

Auto carrier companies will directly deal with their customers but they do depend on brokers for much of their business. They do not exactly have huge budgets for their advertisements so they use newspapers, the internet, and, most importantly, word of mouth to escalate their business and revenue.

They do try to establish great customer service which is a plus. The word of mouth and low grading can be a huge deficit to their existence. Thus, be prepared to have efficiency and kindness on the other end. However do not be swindled and pay close attention to all the details; asking for references and looking for any faults they may have is crucial.

Another good thing is that you're most likely able to get free quotes. In fact, if the carrier that you are working with will not offer you a free quote, it's probably time to take your business elsewhere. This part seems to be the easiest amongst all the workings in investigating and figuring what auto shipping carrier to use. Most of the companies have a quick and easy online system, which allows you the freedom to roam around and find the most suitable carrier for you. If the online quote system confuses you it's simple to call the auto carrier directly. The number will be posted on their website, and be well-located. A free number to call is always a good thing.

No matter where you travel and where your vehicle needs to end up an auto shipping carrier will take it there.

About the Author

For more information on
car transport
or to get a
auto transportation quote
please visit http://www.jmnhaul.com .

You probably have the, Second Edition, of SA.
Mods will only work on, version 1.0.
So you'll have to downgrade, your San Andreas Installation. Before installing mods, to make it work.

1. Download patch.
2. Install patch.
3. Install your mod.
4. Play game.

Best Buys In Small Car Segment

The Indian car industry is taking a sharp turn towards small cars with the rising inflation. Cars belonging to the small car segment are believed to deliver better fuel economy as compared to other cars belonging to segments like sedans and SUVs.

Most of the Indian car manufacturers are moving towards the concept of small cars accepted by Tata Motors. The production of the smallest car, Tata Nano, has brought a revolution in the Indian car industry and is expected to change the complete scenario of the car market. After Nano, many other car manufacturers are also following the trend and participating in the small car race.

India today is predominated with a number of small cars. Compiled here is a list of small cars with competitive pricing, good performance and enhanced fuel efficiency.

Hyundai i10

Priced at about Rs 4.2 lakh, Hyundai i10 has been awarded as the “Car of the Year 2008”. This is a really good car for the city with a nippy engine and striking features. Some of the most entertaining and attractive features include beige interiors, light controls, compact dimension, and high quality interiors.

The car with its 1.1 l and 1.2 l kappa engine delivers the best in class fuel efficiency. It gives a mileage of about 15 kmpl in city and about 19 kmpl on highways.

Hyundai Santro

Hyundai Santro is another good car from Hyundai. This car is rated the best compact car in the consumer response survey conducted by JD Power Asia. This clearly indicates that most of the people appreciate the extensive design, contemporary appeal and flowing aerodynamics of the car.

Santro is also great in performance and gives a decent mileage of about 11 kmpl in city and 16 kmpl on highways.

Tata Indica Dicor

Tata Indica Dicor is priced at about Rs 4.50 lakh and is equipped with heart rendering virtues. Some of the most exciting features of the car are solid build, roomy cabin, power steering, stylish bumper, molded roof lining, and standard safety features.

The responsive common rail engine delivers an excellent fuel economy of about 12 kmpl in city and about 16 kmpl on highways.

Chevrolet Spark

Currently, priced at Rs 2.66 lakh, Chevrolet Spark is loaded with excellent interiors and attractive exteriors. The car has a good cabin space, compact dimension, and well placed instrumentation. The car is designed and produced with a unique mind delivering a blend of performance, effectiveness and comfort.

Spark with its refined 1 l engine delivers an excellent fuel economy of about 13 kmpl in city and about 18 kmpl on highways. It is also believed to be one of the sturdy cars coupled with solid warranty package in the small car segment.

Maruti Wagon R

The car is priced at about Rs 3.9 lakh. Wagon R is a great car loaded with spacious cabin and good service network. JD Power Asia has also rated Maruti cars for its durability, reliability and vehicle dependability.

Wagon R also gives an excellent fuel efficiency of about 11 kmpl in city and about 14 kmpl on highways.

Maruti Alto

Priced at about Rs 2.33 lakh, Maruti Alto is believed to be one of the most affordable and highly fuel efficient car in the small car segment. The car is loaded with standard safety features, ample interior comfort, electronic power steering, convenient cup holder, moulded carpet and various other striking features.

Maruti cars always have a higher level of reliability and durability coupled with a bundle of service centers across the country. The car also gives a commendable fuel economy of about 15 kmpl in city and about 18 kmpl on highways.

About the Author

Carazoo.com is India’s first car portal that provides 360 exterior and interior car animations. Get online information of Maruti Suzuki Car and Suv Cars

a) mg sin 20* x 2.2 = 860 x 9.8 x sin 20* x 2.2

b) [mgl sin 20* + 1/2 m(v ^ 2) ] / 13

where l is the distance travelled on the shaft in 13 s.

c) mgl sin 20* + 1/2 m(v ^ 2)

where l = 1150 m.

Merthyr Tydfil; Beautiful Scenery And Industrial Heritage

Merthyr lying in the south of Wales is in one of the most beautiful and stunning regions in the country. With a hire car it is possible to see not only this interesting town but also to tour the wondrous Brecon Beacons National Park. The town of Merthyr has a rich and illustrious history, particularly in manufacturing during the industrial revolution. This is because Merthyr Tydfil was perfectly placed to take advantage of the wealth of nearby coal mines and iron ore deposits; as such the town was labelled the iron capital of the world during the industrial revolution, making many of the cannon present on British naval warships. This manufacturing industry declined however and today employment in Merthyr Tydfil relies on the service industries rather than industrial manufacturing.

As previously stated the Brecon Beacons National Park is only a short drive with your hire car from Merthyr Tydfil. This region, regarded by many to be the most beautiful in Wales is certainly worth visiting when in the area. With large numbers of small market towns, castles and more open space than it is possible to shake a stick at, it is a region literally filled with fun and entertainment. The simple pleasure so of using your hire car to tour the rolling hills and deep valleys is a sublime experience that in short, is an essential component of any trip to the region. Children will also be entertained in the Brecon Beacons as there are plenty of attractions specifically focussed towards younger visitors with adventure playgrounds and activities to keep them occupied while mum and dad relax.

A nearby country estate is Cyfarthfa Castle, built from profits earned during the industrial revolution, it was constructed in 1825 and sits in one hundred and sixty acres of superbly manicured gardens and parkland. Today the castle is the site of a museum detailing elements of Welsh history from the past three thousand years. Within the castle are art collections that include pottery and porcelain from heralded designers Wedgwood. Naturally the museum plays host to an exhibition showing the rise of this small town to one of the capitals of the industrial revolution. There is information on Richard Trecithick's Penydarren Locomotive that was in fact the first train to pull a load along rails. The museum also gives visitors the chance to see the roots of the labour movement and information pertaining to the country's first labour member of parliament. Thankfully the castle is easily reachable with the use of car hire services from Merthyr.

As with much of this region of Wales a strong pride is felt for the industrial heritage and hard work of their mining ancestors. This is why when in Merthyr Tydfil and the surrounding region using a hire car to visit one of the many old collieries is highly advisable. One of these collieries is in Blaenavon; the site has actually been added to the UNESCO World Heritage Site list since 2000. The reason this site is so important to the history of Wales and the world more generally is because it showcases the pre-eminence of the region in the sphere of iron production during the industrial revolution. Nearby is the big pit museum that allows visitors to head down into the ground while Blaenavon Ironworks gives an idea of how the ore was worked until it became a suitable material for construction. Whatever you do around Merthyr it is hard to get away from the rich industrial heritage.

A visit to Merthyr can be fascinating for all the family. While some will love the open space, rugged beauty and sublimely tranquil Brecon Beacons National Park others will enjoy finding out about the regions amazing industrial heritage and rise to prominence as one of the major manufacturing areas throughout the industrial revolution. Whatever your reasons for visiting Merthyr, consider a hire car the perfect accompaniment allowing you to travel at your own pace and in comfort.

About the Author

Travel expert Thomas Pretty looks at how car hire Merthyr Tydfil services are great way to see the town and surrounding area.

Yes ... it will impact on road cost of car.

In-fact it will impact cost of most of the products and services (if you want a bill with that).

A Brief Note on Vat Laws of United Kingdom

A BRIEF NOTE ON

VAT LAWS OF UNITED KINGDOM

Author : Bhaskar Thakkar, thakkar@btassociate.com

Liability to value added tax (VAT) VAT is charged on the value of supplies of taxable goods and services made in the UK, including some exports to EU countries. It is also chargeable on imports of goods from outside the EU.

The main rates are zero and 17.5%, but a few supplies are charged at 5%.

Registration

The supply of any goods and services, which are subject to VAT at any rate are called taxable supplies whether you are VAT registered or not. All traders must register for VAT if they make taxable supplies which exceed the set limits. Where the value of taxable supplies in the previous 12 months was more than £61,000, or is likely to exceed this annual limit within the next 30 days, the trader has to register within 30 days. Failure to notify on time attracts penalties.

The VAT system

A registered trader must charge customers output VAT on any sales. The value of input VAT can be offset against output VAT and the excess output VAT is paid over to Customs and Excise. Where there is an excess of input VAT, tax may be reclaimed.

Some input VAT cannot be reclaimed:

• Purchases of motor cars, except cars bought wholly for business purposes.

• Business entertainment expenses.

Most businesses have to account for VAT at the date that the invoice for the supply is raised. However, traders can claim VAT bad debt relief on debts more than six months old that have been written off.

Traders with a turnover of not more than £660,000 may account for VAT on a cash basis rather than an invoice basis, thereby obtaining automatic relief for any bad debts. This limit is due to be increased to £1,350,000 probably from 1 April 2007, subject to EC approval.

About Author

Author Mr.Bhaskar Thakkar is a practicing Chartered Accountant from India president of Ms. BT Associates and partner in M/s. Global Associates. The said firms are located in the eastern province of India having 150 employees. The firm is specialized in providing Accounting, Tax and Legal Services. They have diversified business in CAD conversion and drafting services.

For more information visit www.jobs2india.com www.convert2cad.com www.btassociate.com

Exempt supplies

Certain supplies are exempt from VAT. Output VAT is not charged on such supplies and, in principle, input VAT attributable to such supplies cannot be reclaimed (or the claim is restricted).

Relatively small businesses may be able to reclaim all their input VAT - even for their exempt supplies. The input VAT attributable to their exempt supplies must not exceed £7,500 a year and must be no more than half the VAT on all their purchases.

• Exempt supplies include: insurance, finance, health, education, and burial and cremation services.

• In general, leases and sales of non-domestic land and buildings, other than newly built ones, are exempt, unless the option to tax has been exercised.

• A taxable person may choose to charge output VAT on supplies of existing buildings and land (including rents) that are not used for residential or charitable purposes.

• Sales of new buildings are standard-rated unless they are used for residential or charitable purposes.

Zero-rated supplies

If a business makes zero-rated supplies, it does not charge VAT on supplies but can reclaim input VAT.

Zero-rated supplies include :

• Most food and some drinks - but not catering, restaurant meals or hot take-away food.

• Domestic supplies of water and sewerage.

• Books and most other publications.

• Sales of new residential buildings and buildings for use by charities.

• Supplies of services by contractors when constructing new residential buildings or buildings for charities.

• Alterations to some buildings where listed building consent is needed.

• Public transport of passengers.

• Drugs, medicines and aids for the disabled.

• Clothing and footwear for children.

• Exports of goods and certain services to non-EU countries.

Reduced rate supplies

Some supplies are charged at a rate of 5%. They include:

• Domestic power and fuel and certain energy saving materials for residential or charitable use.

• The grant funded installation of heating equipment and the connection of a mains gas supply in the sole or main residence of an individual aged 60 or more or in receipt of social security benefits.

• Woman's sanitary protection products.

• Children's car seats.

• Cycle helmets.

• Conversions of residential property into a different number of dwellings, certain conversions into care homes or multiple occupancy dwellings, and certain renovations or alterations of property that has not been lived in for three years.

EU single market

Where sales are made to businesses that are registered in other EU countries, the supplier need not charge VAT.

• The customer's VAT number must be shown on the sales invoice.

• The customer is then responsible for accounting for output VAT on the goods on its own VAT return, but may claim input VAT if the goods are for use in making taxable supplies.

• However, output VAT must be charged on sales to private individuals in other EU states. Where such sales exceed that state's registration threshold, the trader must register for VAT in that state.

Collection of VAT

Registered traders normally have to submit VAT returns, and pay any VAT due, every three months.

• Traders who regularly reclaim VAT from Customs and Excise may apply to submit monthly returns.

• Some large companies have to pay monthly.

• Tax on imports from outside the EU has to be paid at the time of importation, unless special arrangements are set up.

• Traders with a turnover of £1,350,000 a year or less can complete annual returns only, making nine monthly VAT payments on account, with a final payment due along with the year-end return.

• Very small businesses can simplify their accounting by applying to pay VAT at a flat rate on total turnover without deducting input tax. The business must have taxable turnover (including exempt supplies) up to £150,000 and total turnover of not more than £187,500. The rate is determined by trade sector.

• Penalties are charged for late or incorrect VAT returns.

• A default surcharge of between 2% and 15% of the VAT payable is charged where returns are late.

• A penalty of 15% is charged for serious or persistent misdeclarations.

• Interest can also be charged on VAT paid late.

About the Author

Author Mr.Bhaskar Thakkar is a practicing Chartered Accountant from India president of Ms. BT Associates and partner in M/s. Global Associates. The said firms are located in the eastern province of India having 150 employees. The firm is specialized in providing Accounting, Tax and Legal Services. They have diversified business in CAD conversion and drafting services.

For more information visit www.jobs2india.com www.convert2cad.com www.btassociate.com

Your a car salesman's dream and if you go to buy a car without having done some homework you will be a pigeon with no wings to fly away

The # 1 problem why consumers end up with a lemon in their driveway is not having had the time to study the process buying a used vehicle, go to my website http://usedcartips.org/ and study the 10 steps, from there I am sure you will have more questions. several factors will come into play before purchase, Insurance and your credit score for starters.

Buy a Second Hand Car – Use Government Seized Car Auctions

One of the most important things to have is a good, sturdy car. Most of us would want to have a quiet travel in the countryside just to admire the view, and it would certainly be easier for us to get by when we have our own car by our side. But the problem is, what if we have an immediate need for our own transportation, but we only have a considerable amount of money to avail it? Our next but wiser result would be to buy a second hand car.

It is also quite a good choice when one decides to buy a second hand car, but it is very important to make sure that the parts are still intact. Remember that before deciding to avail of the model on sale, you should make sure that the parts of the car are still fine.

The mirrors should be intact and it should not show any defects. Of course, we should not forget that the engines of the car should be in a tip-top shape. If you miss to check all of these important aspects of your second hand car, chances are you would lose money instead of saving it for a rainy day.

One good alternative to buy cheap used cars is to visit government seized car auctions. These are held all year all over the country and you can pick up some real auto bargains at these seized car auctions.

Most government seized cars are seized from criminals. Because they cost money to maintain and store these cars, they are often willing to let go of these seized cars at dirt cheap prices. Some cars are still in relatively good condition since they have been used for less than a year.

However, you have to be careful as the seized cars are sold as is and it is important you check to make sure the parts such as the engine are still in good working condition. If you are not familiar with cars, it would be best to bring along someone who is familiar to help you check the condition of the cars.

It is generally a good move if you decide to buy a second hand car, especially if you want to save more on your purchases. Just make sure that the model that you buy is still working as good as new, to get your money’s worth.

About the Author

Discover the best site to buy a second hand car. Learn how to buy seized cars online.

i reaaaly cant remember

all i know is it has A FAKE VERSION OF 'NOAH AND THE WHALE': '5 YEARS TIME'!
(the song)

Revealing Decoded Car Tyre Marking

Cars have become an important part of every lifestyle today. More than 70% of the Indian populace own at least one car in this present era. Majority of the car buyers and car owners look for style, luxuries, and features in a car but unfortunately, most of them ignore the significance of tyres.

Car tyres are an integral component with decoded reading. Though the readings on the tyre look confusing they are vital for revealing important information with regards to specifications of each tyre. Whether a new car or a used car, tyre markings are essential to know.

Here is the number game:

Let's take an example of the following marking:

175/65 R14 84T

In the above mix of alphabets and numbers,

• '175' is the width of the car tyre in millimetres.
• '65' is the height of the sidewall also known as aspect ratio.
• 'R' denotes for the type of construction. In this case it is radial construction.
• '14' is the diameter of the inner rim of the tyre in inches.
• '84' is the maximum load a specific tyre can bear.
• 'T' is the speed rating of the tyre. In this example, the maximum speed of the tyre is 190 km/h.

Here is the detail explanation of why these decoded informations are essential:

Tyre Width

Width of the car tyre is the actual measurement of the tyre from side to side. This information is important because before buying a tyre you should know the width of the car as it plays an integral role in maintaining grip. If the width of the tyres are wider, it provides better grip and also improves handling. On the other hand, if the width is narrower, it provides increased fuel efficiency but poor handling.

Aspect Ratio

Aspect ratio of the car tyre is the height of the tyre sidewall that is expressed in percentage of tyre width. If in case you need to change your car tyres from smaller to larger ones, you need to change the height of the sidewall as well. This helps to prevent unwanted wheel alignment.

Tyre Construction

Specifications of the tyre construction helps you to know how the tyres were constructed. In the example given above, tyres were constructed using body ply cords. These cords were then attached radially from one end to the other.

Wheel Diameter

Wheel diameter reveals the height of the actual wheel from one to the other. This is important to know so that the next time you buy tyres, you know what tyre height can best fit to your car.

Load Capacity

Each car tyre has specific load capacity that can be supported in terms of luggage weight and amount of passengers. So, one should be careful while dumping in luggage or squeezing more passengers. It is also known as load index.

Speed Rating

Speed rating are different for different tyres. This actually tells what is the maximum speed a specific tyre can sustain at full load.

About the Author

Carazoo.com is India’s first car portal that provides 360 exterior and interior car animations of Cars in India and Used Cars or Second Hand Cars for all car models available in India.

It is possible that it could flip over and do barrel roles through a corn field. I would get it fixed ASAP.